You are saved, when you trust in Christ. It is not your works, but the work of God in you. Grace is not something that you deserve, but God freely gives you (Ephesians 2:8-9). Grace takes away all our sins at the cross of Jesus (1 John 1:7). Grace gives you the righteousness of God in Christ (2 Corinthians 5:21). Grace gives you faith to trust in Christ (Philippians 1:29). Faith comes to you by hearing the word of God (Romans 10:17).
You are saved, when you receive the gift of God in Christ. He is the fullness of grace (John 1:16). Believing on the Lord Jesus is receiving the gift of God. Preceding grace awakens you to your need to believe in Christ (John 16:7-11). Grace enables you to believe on Christ (Acts 15:9-11). Salvation is by grace alone, through faith alone, in Christ alone.
You are saved, when you believe the gospel of Christ (1 Cor. 15:1-4). Christ is the gift of God to you through the gospel. That gift can never be bought, earned, nor achieved through personal effort. The gift of God is bestowed through the gospel of Christ. The gift of God is eternal life through Jesus Christ our Lord (Romans 6:23).
You are saved, when the Holy Spirit changes your heart. The Spirit of grace operates directly on your heart, to change you from the inside out. God's grace changes your mind to understand the things of God (Romans 12:2). Grace changes your will to desire God's good will (Philippians 2:13). Grace changes your emotions to give you a tender heart toward God (Ezekiel 36:26).
